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Payra supports check processing through three methods:
  • Hardware scans — bulk-submit checks directly from a desktop using a supported check scanning device.
  • Dashboard — upload check images through the white-labeled merchant dashboard.
  • Mobile app — submit and process check images programmatically through the API.
All check transactions trigger a TransactionEvent webhook notification using the same standard payload as any other TransactionEvent.

Supported Check Devices

The following check scanning devices are compatible with bulk check submission.

Digital Check

  • CX30 IJ
  • CX30
  • CX35
  • TS240-50 IJ
  • TS240-50
  • TS240-75 IJ
  • TS240-75
  • TS240-100 IJ
  • TS250
  • SmartSource Adaptive
  • SmartSource Elite (SSX1-ELITE)

Canon

  • CR190-IJ
  • CR150
  • CR120
  • CR-L1

Panini

  • VX50.1.FF.IJ
  • VX50.1.FF.NJ
  • VX75.1.FF.IJ
  • VX75.1.FF.NJ
  • VX100.1.FF.IJ
  • VX100.1.FF.NJ

I:Deal

  • I:Deal

Verify a Check

Before submitting a check for processing, verify the MICR line and obtain a risk decision.

Verify Check

Learn more about verifying a check in the API reference.